The responsibility of caring for your aging parents may be overwhelming on your budget. However, federal, state and even local governments have developed senior care financial assistance programs to ease your burden. Most of these programs are easy to apply online. Here is a list of some of the programs you can take advantage of depending on individual status.
Medicare- this program offers more than Part A and Part B medical and hospital insurance options. It allows the premium for elderly people aged over 65 years to be deducted from their monthly benefits. The monthly premium is also subsidized for parents considered to be in the low income bracket. This provides numerous options to save on monthly expenditure.
Social Security- the scheme provides favors to parents whose benefits were accumulated based on minimum wages. This is through the Supplementary Security Income program that ensures that you get a higher amount in terms of monthly benefits. The scheme is administered by the national government but it collaborates with state governments in some cases.
Administration on Aging- this is a specialized body to run the affairs of the elders. They offer a range of services including counseling, measures to protect them against abuse, enhance their long term well being and provide legal assistance. They provide a banner on their website with details and the starting point for families living with elders. Their instructions on how to benefit from the program are clear.
Department of Veteran Affairs- the program is for aging parents who served in the military. Those with service related disability have the option of applying for increased benefits especially if the condition gets worse with time. In case the veteran is on medication, the program may consider easing your burden on hospitalization and prescription, among other areas. There are VA compensation and pension plans that you also can explore.
HIPPA or Health Insurance Portability and Accountability Act- the act contains rules on access and discussions on the health records and conditions of an elder. Without such permission, you are prohibited from making the right decisions on your now old parent. Ensure that you have the power as early as possible since this will give you the ability to act when the need arises.
US State Department of Justice- it is responsible for the execution of the Americans With Disability Act. This act provides privileges to the disabled to ensure that they have universal access to services at all levels. They provide publications that are free to access on their website that can be very helpful in your daily endeavors.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
There are other programs and agencies that would be of assistance. They include the office of the senator who has a staff specialist dedicated to elder affairs, your congressional representative as well as the agency dealing with elders in your area. Explore the options in each case and take advantage of such provisions.
Medicare- this program offers more than Part A and Part B medical and hospital insurance options. It allows the premium for elderly people aged over 65 years to be deducted from their monthly benefits. The monthly premium is also subsidized for parents considered to be in the low income bracket. This provides numerous options to save on monthly expenditure.
Social Security- the scheme provides favors to parents whose benefits were accumulated based on minimum wages. This is through the Supplementary Security Income program that ensures that you get a higher amount in terms of monthly benefits. The scheme is administered by the national government but it collaborates with state governments in some cases.
Administration on Aging- this is a specialized body to run the affairs of the elders. They offer a range of services including counseling, measures to protect them against abuse, enhance their long term well being and provide legal assistance. They provide a banner on their website with details and the starting point for families living with elders. Their instructions on how to benefit from the program are clear.
Department of Veteran Affairs- the program is for aging parents who served in the military. Those with service related disability have the option of applying for increased benefits especially if the condition gets worse with time. In case the veteran is on medication, the program may consider easing your burden on hospitalization and prescription, among other areas. There are VA compensation and pension plans that you also can explore.
HIPPA or Health Insurance Portability and Accountability Act- the act contains rules on access and discussions on the health records and conditions of an elder. Without such permission, you are prohibited from making the right decisions on your now old parent. Ensure that you have the power as early as possible since this will give you the ability to act when the need arises.
US State Department of Justice- it is responsible for the execution of the Americans With Disability Act. This act provides privileges to the disabled to ensure that they have universal access to services at all levels. They provide publications that are free to access on their website that can be very helpful in your daily endeavors.
Food and Drug Administration- your elderly parent could be taking up to five drugs for different conditions. In some cases, they are prescribed by different doctors. It helps to know each of them, their purpose in the body and side effects. The administration offers information on each including ingredients, mission, dosage and side effects.
There are other programs and agencies that would be of assistance. They include the office of the senator who has a staff specialist dedicated to elder affairs, your congressional representative as well as the agency dealing with elders in your area. Explore the options in each case and take advantage of such provisions.
